Our client was a first-time buyer and first-time landlord who had recently purchased a residential property at an auction with cash, through their limited company where they were the sole shareholder. They intend to convert the property from two flats into a six-bed HMO and rent it out.

Our broker reached out to us for help securing mortgages on five buy-to-let properties for our client, a portfolio landlord. These properties included one refinance and four private sales from the client’s holding company to create leasehold titles.

Our clients were siblings who had inherited a three-bedroom residential property 14 years ago. They have been renting it out as an entire home ever since but, in a bid to increase their rental income, they recently decided to convert it into two self-contained flats.